Effective Date: 2/11/2026

Welcome to Margin. By accessing or using Margin (“the Service”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use the Service.

1. Use of the Service

Margin provides a personal reading library where users can:

• Track books

• Save notes and highlights

• Participate in group discussions

• Access affiliate links to bookstores

You agree to use the Service responsibly and in compliance with applicable laws.

You may not:

• Use Margin for unlawful purposes

• Harass, abuse, or harm other users

• Attempt to disrupt or interfere with the Service

• Attempt to access data that does not belong to you

2. Accounts

You are responsible for maintaining the confidentiality of your login credentials.

You are responsible for all activity that occurs under your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

3. User Content

You retain ownership of the content you create on Margin, including:

• Notes

• Highlights

• Comments

• Group discussions

By posting content on Margin, you grant us a limited license to store, display, and process that content solely to operate and improve the Service.

You are responsible for the content you post.

We reserve the right to remove content that violates these Terms or is harmful to other users.

4. Affiliate Links

Margin may include affiliate links to third-party bookstores. If you click these links and make a purchase, we may earn a commission.

We are not responsible for the content, policies, or practices of third-party websites.

5. Availability

Margin is provided “as is.” We do not guarantee uninterrupted access or that the Service will always be error-free.

We may modify, suspend, or discontinue features at any time.

6. Limitation of Liability

To the fullest extent permitted by law, Margin and its creators are not liable for:

• Loss of data

• Service interruptions

• Indirect or consequential damages

You use the Service at your own risk.

7. Termination

You may stop using Margin at any time.

We reserve the right to suspend or terminate accounts that violate these Terms.

8. Changes to These Terms

We may update these Terms as Margin evolves. Continued use of the Service after updates constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the State of Minnesota, without regard to conflict of law principles.

10. Contact

If you have questions about these Terms, contact:

bribrunner133@gmail.com